Job 15 of 17 · Outline

Build running costs into your day rate

The problem

Your van, insurance, tools and admin time must be covered by your day rate. Knowing your real costs stops you working for less than you think.

What AI does

AI works out how much each working day has to cover from your yearly running costs, showing every step. You check the sums and decide your day rate; AI gives no financial advice.

Time

Time: 15 minutesTools: ChatGPT, Gemini

The steps, in short

  1. Gather last year's running costs.
  2. Count your realistic working days.
  3. Have AI work through the sums and show the working.
  4. Compare the result with your current rate and decide.

A short sample prompt

I'm a decorator in [nation]. From my yearly costs ([list]) and [number] working days, show step by step what each day must cover before my own pay. Use only my figures.

In the full playbook

  • 4 steps in full
  • The exact prompt to copy
  • A check-before-you-send list (3 points)
  • UK notes with official sources
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