Chase a late stage payment calmly, step by step
A missed stage payment can leave you funding materials and wages for someone else's extension. A calm, staged chase tied to your contract gets most payments in.
Steps
- Check your contract: payment stages, due dates, and what it says about late payment and pausing work.
- Run the prompt below for three messages.
- Send them on set dates and keep copies.
- Only mention pausing work if your contract allows it. Get advice from your trade body or a solicitor before stopping work.
The exact prompt
Write three payment chasers from a [UK] builder for stage payment [stage], [£], due [date] under our contract. 1. Friendly reminder (under 70 words). 2. Firm reminder (under 90 words), referring to the payment terms we agreed. 3. Final notice (under 120 words): what happens next, using ONLY these steps from our contract: [e.g. work pauses after X days' written notice; interest at X%]. Customer type: [homeowner / business]. Calm and factual. No threats, no legal claims beyond what I list.
✓ Check before you send
- Every step matches your signed contract.
- Late-payment interest for business clients only, unless your contract says otherwise.
- Get advice before pausing work on site.