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From the AI playbook for builders

New to AI? You don't need to learn anything first. Follow the steps below: open the tool, paste the prompt, fill in the [brackets], then check the result before you use or send it. See also how to use AI at work, for beginners.

Job 6 of 17ChatGPTCopilot

Chase a late stage payment calmly, step by step

A missed stage payment can leave you funding materials and wages for someone else's extension. A calm, staged chase tied to your contract gets most payments in.

Time: 20 minutes onceTool cost: you can start with a free AI tool

A free AI chat tool

Steps

  1. Check your contract: payment stages, due dates, and what it says about late payment and pausing work.
  2. Run the prompt below for three messages.
  3. Send them on set dates and keep copies.
  4. Only mention pausing work if your contract allows it. Get advice from your trade body or a solicitor before stopping work.

The exact prompt

Copy, paste, then fill in the [brackets]
Write three payment chasers from a [UK] builder for stage payment [stage], [£], due [date] under our contract.
1. Friendly reminder (under 70 words).
2. Firm reminder (under 90 words), referring to the payment terms we agreed.
3. Final notice (under 120 words): what happens next, using ONLY these steps from our contract: [e.g. work pauses after X days' written notice; interest at X%].
Customer type: [homeowner / business]. Calm and factual. No threats, no legal claims beyond what I list.

✓ Check before you send

  • Every step matches your signed contract.
  • Late-payment interest for business clients only, unless your contract says otherwise.
  • Get advice before pausing work on site.

UK notes extra

  • GOV.UK: late commercial payments.
  • GOV.UK: make a court claim for money.
Last reviewed Oct 2026. Free tools change. If a screen looks different, the steps still apply.Back to top ↑

More AI jobs for builders

  • Write a detailed quote with a fair stage-payment schedule
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  • Send a weekly site update in 5 minutes from your photos (subscribers)
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  • Price a building job with a checklist so nothing gets missed (subscribers)
  • Check your building contract covers the usual dispute points (subscribers)

See all 17 jobs in the builders playbook → · AI agent playbooks for builders →

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