Write a final demand that's firm but stays within what you agreed
The problem
Some debts are worth one proper last letter before you decide to write them off, but a threatening letter that adds charges you never agreed can backfire. A calm final demand that states the facts and the next step keeps you on firm ground.
What AI does
AI drafts a calm, factual final payment letter from your own records, mentioning a charge only if it was agreed in writing beforehand. You read the official guidance on small claims for your nation and decide whether to send it.
Time
The steps, in short
- Check the amount, dates and earlier reminders in your records.
- Confirm what was agreed about payment and any charges.
- Have AI draft a calm, factual letter.
- Read the official guidance on small claims for your nation before deciding to send.
A short sample prompt
I'm a window cleaner in [nation]. Draft a calm, factual letter asking for payment of [amount] for cleans on [dates], noting my earlier reminders on [dates]. No threats, nothing beyond these facts.
In the full playbook
- 5 steps in full
- The exact prompt to copy
- A check-before-you-send list (3 points)
- UK notes with official sources